Looking For A New Car?
We've lowered our vehicle loan rates even more! We are now offering 5.99% APR on NEW AND USED VEHICLES - 100% financing, any make or model, five years old or less, up to 60 months to qualified borrowers. Negotiate your best price with the dealer, compare payments and finance with us. It's a great deal!
Longer term vehicle loans are also available for $25,000 or more. The 72 month rate is 6.99% APR and the 84 month rate is 7.26%!
Now is a great time to buy a car. But before you buy, simplify the process with NCFCU's three easy steps: Get a loan pre-approved before you shop. Contact us for best terms.
Contact MVCP at 1/800-345-0990 for pricing info on new and used cars.
Contact Enterprise Car Sales at 1/800-227-7253 for the best used car package.
We have recently added the services of the United Auto Buying group. Come into our lobby and look for the best price on the vehicle of your dreams!
Mortgage Loans
Did you know that because you are a member of National Capital Federal Credit Union, you have access to a convenient mortgage lender? Because of our small asset size and limited staff, we could not do mortgage lending on our own. Therefore, NCFCU utilizes CUMA as our mortgage department. CUMA is a credit union service organization, formed in 1978, owned by thirty-two area credit unions. Their mortgage rates are extremely competitive and the application process can be done over the phone or fax. Mortgage loans are available nationwide! Settlement is at a location convenient to you.
Mortgage rates have not been this low in years. Now is the time to refinance your home or buy that vacation getaway. You can use our financial calculators (under Member Services page) to find out your monthly principal and interest payments.
CUMA is conveniently located off the beltway in Fairfax, Virginia. Call them at 703/425-1204. Just tell them that you were referred by National Capital FCU. If NCFCU can assist you in any way during your application, just let us know or visit the CUMA website for additional information at www.cumortgage.net
Our Home Equity Loan product offers an 80% and a 90% LTV option. Call 301-918-3991 Ext. 4 to request more information about how to apply for our convenient Home Equity Loan!
American Express Travelers Cheques
Start making your holiday travel plans now! The Credit Union is now selling American Express Travelers Cheques for a 1% fee. Stop by the Credit Union on your way out of town.
Money Orders
NCFCU is pleased to announce that money orders are now on sale for $1.00 each.