Consumer Loans and Lines of Credit
Any-day Loan Special: Forgot to save for holiday expenses and/or charge too much on high interest rate credit cards? Ask for an Any-day Loan Special to clean up the bills! We are offering up to $5,000 at 9.9% APR for up to 36 months. Call 301-918-3991 x4 for details and watch for our postcard mailings.
Don't Let High Rates Sneek Up On You
Great deals on new and used vehicles. Borrow up to 100% of the vehicle price for terms up to 84 months. Pre-approvals give you added bargaining power.
VEHICLE LOAN SPECIAL - We are now offering 5.99% APR on new and used vehicles, five years old or less, 100% financing, up to 60 months to qualifying members. Call 301-918-3991 Ext. 4 for more details - or complete an application on-line and we will contact you.
Loans over $25,000 can be financed for 72 months at 6.99% APR or 84 months at 7.26% APR.
Home Equity Loans Use the equity in your home for collateral and as a cash reserve. The interest you pay may be tax deductible. Be sure to seek competent tax advice. Variable rates based on prime rates, currently at 6.00% APR.
Signature Loans
Your signature is as good as cash at NCFCU! These loans are designed to for your varying credit needs from home improvements and vacations to emergencies. Rate special now reduced to- 13.25% APR. Fixed rates and flexible terms are available.
VISA Classic Credit Cards :
A low annual fee and a low annual percentage rate make our everyday credit card service a real bargain. Worldwide convenience and acceptance make this a great credit card.
You'll Smile Too... Mortgage Loans are available through our relationship with the Credit Union Mortgage Association (CUMA). You can get a mortgage for your primary residence or second home, either in this area or nationwide. Please contact NCFCU for current rates or CUMA at 703/425-1204. Tell them National Capital sent you. You’ll get the mortgage you want at very competitive rates. They’re Credit Union people too!
Overdraft Protection :
This is available on your share draft (checking) account, for your peace of mind. This is an unbeatable combination for managing your money.
Personal Lines of Credit now available at a reduced rate of 11.65%.
Loan Services
