Checking Services

Checking Account
No minimum balance, no per-item fees, and no monthly fees! Get Overdraft Protection for added peace of mind. Transfers are made automatically from available savings deposits and you can apply for an overdraft protection line of credit.

Reorder Checks

Capital Access Card
Includes both check writing and ATM access convenience. This debit/ATM card can be used at any of the millions of merchant locations around the world displaying the VISA symbol. You will receive a Personal Identification Number (PIN) to allow withdrawals from your checking account at an ATM. All other transactions are handled in much the same manner as a credit card transaction, except that the money is deducted from your checking account.

Shared Branches

NCFCU participates in the Credit Union Family Service Center network of shared branches. You can use our locator search to find a branch near you for deposits, withdrawals and other credit union services. Just look for the ‘swirl’ logo!

Direct Deposit
Safe, fast and convenient. Your net paycheck comes directly to your Credit Union account for distributions that you specify. Payroll Deduction lets you allocate a portion of you paycheck to painlessly paydown on loans or build up your savings.