What's New

NCFCU Announces the 60th Annual Meeting!
The National Capital Federal Credit Union will be holding its 60th Annual Meeting on Saturday, May 16, 2009 at the Pier 7 Restaurant at the Channel Inn in Washington, DC at 11:00 a.m.

The agenda will include the election of the Board of Directors, officer reports, member concerns/discussion, followed by a luncheon and door prizes. This year, two positions are up for re-election, and our candidates are Thomas Reed and Richard Wieczorek. Any interested members may submit their resumes to the Michael McCartney, C/O the Nominating Committee to our address by April 15, 2009. Nominations by petition are due by April 30, 2009.

The cost to attend the luncheon meeting is $15.00 for members and $25 for non-members. Please contact us at 301-918-3991 before May 13, 2009 if you would like to attend.

New Shared Service Center Transaction Fee
After much careful thought and consideration, the Board of Directors of NCFCU announces that effective March 1, 2009 a transaction fee of $2.00 per transaction will be assessed for all financial transactions performed at the Shared Service Centers. The accumulated fees will be charged to your account at the end of each month beginning March 31, 2009. We are pleased to be able to offer nationwide access through the Shared Service Center locations, however, we find it necessary to offset some of our costs to provide that service. Please note that this fee only applies to Shared ServiceCenter transactions.

Please remember that we offer free home banking and bill payer services, you can access your checking account funds with our ATM/Debit card, and you can always call and request a withdrawal check to be mailed free of charge. For mail-in deposits, please sign the checks, write “For deposit only,” and add your account number. You can also make deposits via Direct Deposit or Payroll Deduction through your employer.

VISA® PayWave Platinum Credit Card
What’s easier than cash and even more convenient than swiping and signing? VISA® payWave — our newest convenient credit card service.

Now you can breeze through convenience stores, drugstores, fast-food restaurants, movie theater lines and more with just a wave of the card! (A signature is not required for most purchases under $25; purchases over $25 will still require a signature.)

Merchants who currently accept VISA® payWave include Clearview Cinemas, Wawa, RaceTrac, Sheetz, CineMark, QuickChek, CVS Pharmacy, AMC Theatres, BJ’s, Petco, Walgreens, Arby’s, Duane Reade, Wegman’s and ShopRite. And the list is growing!

To apply for a VISA® payWave credit card, contact us at 1-800-245-3805, apply online, or stop by our office.

Online Banking is NOW AVAILABLE!
•  Make Transfers
•  Look at Account Histories
•  Make Loan Payments
•  And More!

Click on the "Online Banking" link at the top of the page to self enroll!

Small Business Just Got Better
By partnering with Primax Services, member business owners can now have the ability to accept debit and credit card payments nationwide. These payments can be cleared through your credit union small business account or any other financial institution.  For more information, contact Dee Mandolese with Primax at 866.216.1437 ext. 287.

Great Vehicle Loan Rates!
4.99% APR NEW and USED VEHICLE RATE - Any make or model, 100% financing to qualified borrowers for up to 60 months! Negotiate your best price from the dealer, compare payments and finance with us!  72 month rate available on financing over $25,000 at 5.99% APR and for 84 months at 6.26% APR!

GAP Advantage Insurance
Guaranteed Asset Protection (GAP) Insurance protects you against financial loss if your vehicle is damaged beyond repair (totaled) or stolen and never recovered.  Since a vehicle's value declines as a result of depreciation, the loan balance can be higher than the Actual Cash Value (ACV).  Without GAP coverage, you would be responsible for paying the difference between the insurance settlement and the outstanding loan balance.  Our price is $250.00 regardless of the vehicle price.  Ask about GAP coverage on your next auto loan.

For more information, please contact  our Loan Department on 301-918-3991 ext. 4.

Extended Warranty Program on New or Used Vehicle Loans
No matter what type of new or used vehicle you buy, there is always the chance you will have a mechanical breakdown.  This could be a covered expense if you have an extended warranty!  Most mechanical problems can be taken care of by Auto Exam, a company NCFCU has selected to provide this member service. 

For additional information go to www.autoexam.com or call 1-800-709-5792.

Capital Line Saves Time!
If you're in a crunch and can't get to the branch to conduct business, pick up the phone and dial TellerLine! With TellerLine, you have access to your accounts round-the-clock from your home or office touch-tone phone! A personally selected PIN ensures the confidentiality of your transactions. Contact us today to get started! TellerLine Saves Time!

If you are already registered for this service, the number to call is:

1-800-388-8380.  Please note the new number and more user friendly format!

I-PAY! Internet Bill Payment
Our bill payment (I-PAY!) is easy to use and affordable. All your bills can paid with a few mouse clicks--saving you time and money! I-PAY! is available to any member with a checking account and access to the Internet. To use Internet Bill Payment, there is a simple authorization form to fill out. Within a couple of days, you will receive a user's kit with complete instructions. 

And now - bill payment is FREE if you sign up for our Capital Connection - online account access. To get your authorization form, contact Member Services.

Credit Union Visiting Your Office
Credit Union staff and officials have been calling on all Select Employer Groups! NCFCU has renewed its efforts to encourage all potential members to join the Credit Union and take advantage of its many services and benefits. So far, these efforts have included periodic packages of new membership materials being sent to all employer groups, mailings to credit union CEOs and to select employer group representatives (typically the Human Resource Manager), and site visits by Credit Union Management and Officials.

If your employer group would like to schedule a visit, tailored to your unique needs, please let Jo Ann Talbot know. She can be reached at 301-918-3991 ext. 6 or at ncfcu@erols.com.