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Rates

Loan Rates | Savings Rates | Schedule of Fees

Rates listed are as of January 27, 2010 and are subject to change.

Loan Rates

Loan Type
Terms
APR*
Signature
Up to 60 months
13.25%
Line of Credit
Up to 60 months
13.74%
Personal Line of Credit
Up to 60 months
11.65%
Home Equity Line of Credit
Rate may change quarterly based upon prime.
6.00% floor, 18.00% ceiling
.
Up to 15 years
80%
90%

6.00%
6.25%
Share Secured
Up to 10 years
3.50%
New & Used Cars
Up to $25,000
Over $25,000
Over $25,000
 
Up to 60 months 
72 months
84 months

as low as 4.99%
as low as 5.99%
as low as 6.26%
Fully Protected Vehicle Loan
(member must add Credit Life & Disability, GAP & extended warranty insurances)
 
Up to 84 months

as low as 3.99%
VISA
Platinum
Classic

N/A
N/A

9.90%
12.90%

*APR = Annual Percentage Rate

Savings Rates

Dividend Rate
Annual Percentage Yield
Regular Share Account
0.15%
0.15%
Share Draft Account
0.00%
0.00%
Club Accounts
0.15%
0.15%
IRA - $25 minimum
0.25%
0.25%
Any Certificate listed below can also be used as an IRA upon request
Share Certificate - $1,000 minimum
6-month term
12-month term
24-month term
36-month term
 
0.50%
0.75%
1.00%
1.50%
 
0.50%
0.75%
1.00%
1.51%
Share Certificate - $5,000 minimum
6-month term
12-month term
 
0.75%
1.00%
 
0.75%
1.00%
Share Certificate - $10,000 minimum
6-month term
12-month term
 
1.00%
1.50%
 
1.00%
1.51%

All rates are subject to change based upon market conditions.

 

 
   
 
 
 
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